8yrs old CCJ, judge set £5pcm repayment, now Drydenfaifax pushing to increase .

[marco23]

Hi all,

 

the Mrs had a credit card debt i think it was at the time, she lost her job and defaulted, eventualy it ended up with Drydenfairfax solicitors who took her to court and the court said repay at £5 P/M and the CCJ was issued,

 

this was around 7/8 years back and a payment has never been missed,

 

the CCJ is now off her credit file along with all the defaults but Drydens are now demanding a  financial audit on her ins and outs most likely to increase the payments,

 

she has up to date refused to supply these details and carried on paying the £5 P/M but now Drydens are saying further action will be taken,

 

what action?

as its been to court and does she legally have to give this info to them?

thanks in advance

[Andyorch]

Quote

but now Drydens are saying further action will be taken, what action?

 

The only action a judgment creditor can take once a court has set a payment is to apply to the court for a redetermination of the payment arrangement. They would have to make an application with hearing ...fee is £275 and provide grounds for the request. Given you have refused their phishing exercise's so far they have no grounds as they are not aware of your financial commitments.

 

So ignore unless the court notify you.

 

Andy   

[marco23]

33 minutes ago, Andyorch said:

 

The only action a judgment creditor can take once a court has set a payment is to apply to the court for a redetermination of the payment arrangement. They would have to make an application with hearing ...fee is £275 and provide grounds for the request. Given you have refused their phishing exercise's so far they have no grounds as they are not aware of your financial commitments.

 

So ignore unless the court notify you.

 

Andy   

cheers fella