HSBC Refusing to default accounts.

[dx100uk]

so there is no defaulted date stated in the account(s) summary line?

 

6 actually does mean default on many platforms or its 8 on others.

 

creditors dont have to issue a default notice nor actually register a default if they do issue a DN.

 

so you have more than 6 yrs of '6' showing in the debt(s) history?

 

 

[dx100uk]

lets see what happens when the 1st 6 reaches 6yrs from entry.

 

if not we can move fwd with a complaint that the a/c should have been defaulted with 3-6mts from the 1st 6 under the ico guidelines that were current at that time and see how it progresses.

 

dx

 

[dx100uk]

thats why..they haven't and should have....

[dx100uk]

the ico guidelines were updated in i think 2014 to no longer state any time limit, prior to that and for the time of your takeout, the guideline clearly stated 3-6mts. there are numerous cases here of successful retrospective defaults being added thus causing an account to no longer show as the default was greater than 6yrs ago.