Lowells/Overdales PAPLOC now claimform - old shop direct Very CAT debt

[jsa]

thanks dx

[dx100uk]

1000's of lowell claimform threads here

get reading up 

that letter is their std intimidation etc.

[AndyOrch]

Topic open

[jsa]

Thanks.

I now have court date and received a confirmation stating Overdales have paid the court fees.

The court date is in May. Totally stressed now as they are adding charges on and driving the figure up to £7000.

What can I do if anything?

[dx100uk]

you should already know exactly what you need to do and p'haps already started preparing it.

 

you've had more than a MONTH to self help following my last post and its information.

[AndyOrch]

3 hours ago, jsa said:

Thanks.

I now have court date and received a confirmation stating Overdales have paid the court fees.

The court date is in May. Totally stressed now as they are adding charges on and driving the figure up to £7000.

What can I do if anything?

They can add what ever they wish but if they get judgment the amount is still =

 

What is the total value of the claim? £6747.94
 

[jsa]

This is what they have added - 

£5,734.20             Principal Sum

£458.74                Interest

£455.00                 Court fee 

£100.00                 Legal Representative costs 

£346.00                 Hearing fee (which has today been paid)

and now the total is £7093.94

[AndyOrch]

Can only claim the hearing fee if they actually get judgment and are awarded costs ...hearing fees are a cost granted at the discretion of the judge.

[jsa]

I've received Defences witness statement and it refers to the Law of property act 1925 that notice of assignment was served to me.

 

Does this law allow them to buy the debt?

I read it but can't make head nor tail if it refers to property or any debt?

 

Also states in their statement that the default notice could not be provided by the defendant as this was not retained by the assignor but their system shows a copy was sent and it is compliant with section 87 of the cca.

 

I need to submit my witness statement by the 21of April. 

[dx100uk]

think you are getting things mixed up here.

YOU are the defendant they are the CLAIMANT.

again another pitfall of not reading up and understanding how to deal with court claims.

LOP does allow them to buy debts yes, but they still have to provide all the required docs to prove their claim.

still no Default notice then. quite usual dribble from them it sound like.

i will guess you have received their witness statement and you have to do yours by 21 april.. time get moving then?

scan up all their WS to one mass PDF please

read upload carefully

and use the online sites to merge/reduce it.

there are numerous defendant WS's here for you to base yours on. 

type

lowell claimform CAT

in our enhanced google searchbox

[AndyOrch]

Quote

I need to submit my witness statement by the 21of April. 

 

Last Tuesday ?  Did you manage to file a statement ?

 

Andy