First Direct - Bank Acc and CC

[Beardedlaydee]

Hi,

 

I've just totalled up the charges on our first direct account and credit card. Would it be best to combine the two into one claim or to put in two separate claims as they're separate accounts? Combined they total less than £5000 but they have separate account numbers.

 

Thanks

[jonni2bad]

You are fine to make one claim from the same organisation, and of course there are no complications with it being under £5k.

 

However, it's still your choice. Whatever you feel comfortable doing, that's the way to go.

 

Best of luck, keep us posted!

[Beardedlaydee]

Well, we sent the LBA off a couple of weeks ago now and received the standard letter from them this morning, "first direct does not agree with your contention that the charges...unlawful and are therefore unenforcable." blah blah

 

They've got till tuesday before we take court action.

[Beardedlaydee]

This topic was closed on 09 March 2019.

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