Cabot/Mortimer Court Claim - old Aqua CC

[dx100uk]

and stop talking to fleecers on the phone!

 

never do that on any debt...they lie!

 

dx

[dx100uk]

pop up on the MCOL website detailed on the claimform.
[if mcol is not working return after the w/end or the next day if week time]
.
 register as an individual on the Gov't Gateway Site
 note down your details inc the long gateway number given, you might need it later.
 then log in to the MCOL Website
.
 select respond to a claim and select the start AOS box.
.
 then using the details required from the claimform
.
 defend all
 leave jurisdiction unticked
 you DO NOT file a defence at this time
[BUT you MUST file a defence regardless by day 33 ]
click thru to the end
confirm and exit MCOL.
..
get a CCA Request running to the claimant

https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/

..

Leave the £1 PO unsigned and uncrossed

.

get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant]
...
.[use our other CPR letter if the claim is for an OD or Telecom Debt]
.

https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/

.

on BOTH type your name ONLY
Do Not sign anything
.
you DO NOT await the return of ANY paperwork 
you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]

..............

 

[dx100uk]

time to get reading up...

 

use our search top right

 

claimform card.

 

get upto speed but don't do anything more than above AOS etc with the claim..unless you check with us first.

[dx100uk]

No you get reading up see my post

dont miss defence filing date no matter what

have you done AOS

[dx100uk]

std letter regardless to if or if not a court claim is underway the CCa dept won't know that

 

don't miss your defence filing date regardless

due this friday by 4pm

pop it up here 1st for checking

[dx100uk]

no !!

there are 100's of like threads here upon what to file

std no paperwork/holding defence

use our search top right

 

claimform card

[dx100uk]

nothing about the most important thing which is the default notice after the crap CCA.

NOSIA are not really that important..

 

dont like 1 or 2. eps stating you have had agreements...financial dealings would be better

 

 

 

[dx100uk]

notice of sums in arrears

look at any lowell vanquis card claimform thread

defence of recent here 100's of them.

 

[dx100uk]

did you receive a pre action protocol letter of claim and a reply pack a few weeks previous to the claimform?

 

[dx100uk]

Click letter of claim

Look at the pdf in post 2 

Should have got one of those

Cant see you ignoring that

 

Dx

[dx100uk]

No the other way

They should have sent one its the new rules and should be noted they didnt in a defence.

 

 

[dx100uk]

I like the one that andyorch did here..

 

 

[dx100uk]

add after 

 

The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any allegation to which a specific response has not been made.

 

The Claimant has not complied with paragraph 3 of the PAPDC (Pre Action Protocol) Failed to serve a letter of claim pre claim pursuant to PAPDC changes of the 1st October 2017.It is respectfully requested that the court take this into consideration pursuant to 7.1 PAPDC.
 

add at start of your 2.

2. paragraph 3 is noted: 

 

same for 3 re their para 4.

[dx100uk]

Did you add in the bits?

[dx100uk]

you should get notice soon that they have 28 days ish to do something.

if they don't it gets autostayed.

if it does move forward that will be an N180 from the court.

 

now get reading up on whats to come throughout the process should it go all the way.

 

plenty of claimforn card 

threads here to read

particularly in our legal successes forum for this one.

[dx100uk]

not been reading up then?

 

as per my last post..the claim is now stayed

[dx100uk]

the court should have written to you acknowledging your defence filing?

 

dx