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Cabot Financial - HSBC Loan - phantom payment?


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Cabot Financial have today sent me a letter re an old HSBC Loan totalling £8694.35.

It had been part of my IVA which failed thanks to HB/ Freeman Jones..

 

.I believed this to be Statute Barred but they have said that I made a cheque payment (I didn't) in 2015 and have sent a list of payments

- I never used a cheque ever to pay this debt it was from my account until the IVA took over.

 

The loan began October 2008 - Cabot state I (debtor) made a cheque payment of £29.42 on 21/08/15 - I didn't...my IVA was ongoing at this time

 

Cabot say they became owners in November 2019 

 

Happy to provide files.

 

Any suggestions?

 

Many thanks

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  • dx100uk changed the title to Cabot Financial - HSBC Loan - phantom payment?
  • 3 weeks later...

Stigman, this was so long ago that I do not have the statements. IVA through HB is gone - transferred to Freeman Jones who essentially ignored me. Cabot are lying as I have never used cheques in the past 10 years.

 

Andyorch - no response from them since I asked for proof of cheque.

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