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Help I am about to get a default


Shez1201
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H&M?

 

arvato are a DCA

no dca has ANY legel powers on ANY debt

and 

ARE NOT BAILIFFS.

 

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

a DCA has no power whatsoever to register anything .

 

only the original creditor can do that

they must issue a default notice first to you giving you 14 days to rectify the issue.

 

they also cannot charge you any additional penalty fees for late/missed payment.

 

I don't believe H&M accounts show on credit files anyway.?

 

looking at their website, there is no indication of such, though I notice they do charge letter fees so don't be paying those either as they are an unlawful penalty

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

paying additional fees to anyone doesn't stop their harassment and they are unlawful.

mark the texts as spam Forward their silly text messages to 7726 (spam on your phones keypad).

 

please scan up the  mentioning their threat to report a default to PDF

read upload. 

 

as for the other debt, it can be registered twice, but it doesn't have double the effect. 

a creditor does not buy a debt, a debt buyer (A DCA) does. they are not a creditor.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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