Lowell Claimform - two old old cat Debts

[Cait116]

Dx can we go for a Tomlin order if we lose? Or is that too late?

[dx100uk]

On 26/02/2020 at 16:59, dx100uk said:

done it for you.

 

funny how the agreements say write your details in and returnthen all you details are typed!!….

not using copy and paste from your filing cabinet stock are we lowells...

 

usual rubbish ws from lowells...….

 

if you mean to avoid the ccj being registered no

andy has already explain all this here and in numerous thread just use our search....

 

should you lose..which going by lowells record here of late is very rare , unless your pay the awarded sum by 28days the CCJ gets registered and shows for 6yrs.... paid or not ...paying or not.

 

[micheybabes]

Thanks both

[micheybabes]

Well it's court day tomorrow and I'm really trying my best to stay level headed. 

I'm just worried about the questions I'll be asked, hope I can answer them all. 

My main points are

Did not comply to my cpr request within the specified time frame

No default notice

Credit Agreement - typed in details

 

After yet another sleepless night night I'm just off to work, will truly be glad when tomorrow is over

[dx100uk]

not sure where we've ever said CPR must be replied too and has a time limit??

[micheybabes]

Sorry my brain is jumbled!!!!!!! 

[dx100uk]

posts moved to your own thread cats.

 

[Cait116]

Ah cheers dx x

[micheybabes]

This is it then. 

The person who wrote the WS for lowell is definitely not the person who is here today. 

Wish me luck! 

[Cait116]

Best of luck M!! xx

[micheybabes]

Lowells lovely solicitor has just pulled me for a chat. Said they have a right to make a claim blah blah. Said they don't have to have a DN and it's upto the judge to decide

The solicitor said they don't need a DN

[Cait116]

I bet they're panicking!  Otherwise they'd say nothing x

Did you reply to them M? x

[micheybabes]

I just said we will see what the judge says then and left it at that. He did say if I wasn't to pop back in at any point to see him then I'm welcome to do so! 

[Cait116]

haha! I'll bet he did!!  what time r u due to see the judge? x

[micheybabes]

Anytime for 10am

[Andyorch]

Best of luck.....keep calm.

[micheybabes]

Thanks Andy, I'm trying! 

[micheybabes]

Hi guys well I lost. 

Judge said he had to go with the most probable and went with lowell.

Didn't add interest which I suppose saved me a couple of hundred quid.

The solicitor was quite decent really.

Was over in around 20 mins. 

 

Not the outcome I wanted but at least it's over with now and I can stop constantly worrying about it, it had taken over my life! 

 

Thank you to everyone who helped.

 

I set up a monthly donation a few months ago and I'll keep it up as this site is invaluable to the little person out there who has no or little clue of the financial legal system

 

[Cait116]

Aw that's a shame hun, but like you say, it's over and done with now, you can relax now!! 

 

Were you able to set up a payment plan or anything?

[micheybabes]

I don't want a ccj on my record so I'm looking to pay it ASAP xx

[Andyorch]

  Wait for the judgment notice now to be processed....it will be payment forthwith most probably or even 28 days.

 

Andy  

[micheybabes]

Yes will do Andy. I'm right in thinking that is paid before 28 days then no judgment will be added to my record right? 

[Andyorch]

Correct....or by the date stated

[micheybabes]

The judge didn't really seem sure of the deadline, gave me a fortnight and when extended it to 2nd April. As soon as I get the notice it will be paid then it's done 

[jotty]

Is this judgement a watershed decision and a change of attitudes for the courts in favour of the likes of Lowell or was it a unique case that made it an easy decision for the Judge ?