@santanderbankgb Santander/Hoist Deceased Father

[Caro63]

Hi all,

 

I'm struggling to manage my deceased Father's debts as the executor. I'm left with a complete mess of paperwork. There is a little bit of money left in the estate but I'm unwilling to pay up to debt collection agencies unless I know its legit having read some of the threads on here. Santander responded to my SAR request and I've traced back a debt of £2131.92 that was with Hoist, and has been sent to Philips and Cohen since he died - they've not contacted me.

 

However I see the original debt for £3000 dates back to 1999, but the Santander info stops in 2008, 10 years ago - how can I find out what happened in between and if he ever paid anything - I assume if he didn't its now out of statutory 6 years? Any advice gratefully received as I'm currently chasing MBNA and GE money and its all v stressful!

 

Letter/info scanned and uploaded. Thanks very much.

scan0042.pdf

scan0043.pdf

scan0044.pdf

[dx100uk]

Ignore them

You are under no obligation to pay anything

Why do you think you have to chase them to get fleeced

[Caro63]

I get what you're saying - However, as an executor I think I have a duty to pay these if there's some money left in the estate don't I?

 

Having dealt with Engage credit for the mortgage and trying to reclaim GE money £5k charges, I'm stressed and upset that they would lend to someone in their eighties and think the stress for him didn't help his health (and he hid it from me and my sister!) - I don't want debt collectors coming after me basically at some point in the future if I spend all the money

[dx100uk]

Who says a fleecing dca and prob sb'd anyway

Look at his bank account

For last payment dates

 

There is very little a powerless dca can do if they find out you didnt take due diligence...never ever seen a case here

[Caro63]

Yes I've got the last years bank statements might request last 5 years as well - good point, thanks very much - not seen anything in the last 12 months, he was quite unwell, and in hospital hence the financial mess as I live miles away and my sisters overseas, so our priority was his health and not his finances!

[dx100uk]

don't talk to fleecing DCA's on the phone

I think you've done that?

 

don't forget they ARE NOT BAILIFFS

and have

ZERO legal powers.

 

as with your other thread

as long as you took due diligence, which to me looks like you already have

there is NOTHING they can do to YOU>

 

dx