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over limit charges


tote alley stressed
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Hi, thanks for all the responses previously xx Another question that really bugs me is we were using the card in summer and suddenly MBNA dropped the limit without telling us and therefore we are now in arrears with this as well as the other charges. They question me repeatedly about the overspend and when I explain that we were still within the agreed limit they laugh. Because of the over spend? they will not "acknowledge" pro rata payments or financial statements as suggested by CCCs unti 3 clear months of no spending ??? and then they have worked the pro rata out to be £30 a month more. So what happens to the other creditors - I don't think so. I just wish I could raise the money to stop them harrassing every one of the family - even the pets as they told me to increase funding by getting rid of them :mad: :mad:

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