Statute barred, Lloyds and Capquest playing dirty

[Massamum]

I have a statute-barred loan originally from Lloyds which was sold to various debt collection agencies over the years.

 

Today I received a letter from Capquest informing me that they are paying a refund from Lloyds into this loan account. They say:

 

"Your Notice of Sums in Arrears, or NOSIA, should have been dated 1/2/2008 and you should have received it by 14/12/2008, so we're including a corrected NOSIA with this letter and refunding you £69. This amount covers the period between 15/12/2008 and 01/02/2018."

 

My questions are, can they do this?

 

Does this mean the loan will become active again?

What can I do?

 

Any help most appreciated,

 

hank you.

[dx100uk]

still barred

yes Lloyds can

[fkofilee]

We had this with another loan recently from Lloyds. They cant reset the SB Clock and 2nd of all any payments THEY make, NOT YOU, wont reset the clock.

[Massamum]

Thank you so much for your quick responses and I am over the moon to hear that. Such a relief, thank you for putting my mind at ease. I will be making a donation to the site very soon

[dx100uk]

I gather this was your old Overdraft account?

[Massamum]

Was my loan account. Does it make a difference?

[Andyorch]

Was my loan account. Does it make a difference?

 

No.....you would not receive a NOSIA for a Current Account Overdraft.

 

Andy