Rbs / litigate against them for business overdraft ppi

[exasperated]

Hi

I posted a few months ago about chasing old PPI and

this particular one is very long winded dating back over two years.

 

Its particularly interesting because they admit PPI on a business overdraft but wont pay it back and more importantly they continued to take money from a totally unrelated separate personal joint account for two years without my permission(though they have paid me that back)

 

Scores of letters but I have uploaded the relevant ones here for your help.

 

I discovered PPI on a business account and asked them to repay me to which they refused saying I had signed for the product

 

Letter tennis ensued for over two years whilst they sorted out other PPI but consistently refused to be drawn on this particular matter.

docs .pdf

[dx100uk]

I have merged the 5 undated docs you've upload to one file

 

yes you've been had by signing that application form.

 

dx

[exasperated]

Even though it was two sepatare ppi DX?

[dx100uk]

I discovered PPI on a business account and asked them to repay me to which they refused saying I had signed for the product

[exasperated]

Ok DX

Thanks for having a look at it for me

[exasperated]

Dx

On further thought.....

Is the plevin case relevant here.

Thanks

[dx100uk]

no harm in trying

[exasperated]

Thx Dx

Is their guide on the forum for what the letter should say ?

[exasperated]

Hi

Had a reply from the litigation dept can anyone advise a legal response?

letter below:

docs2c .pdf

Edited February 20, 2018 by dx100uk
merged to one pdf dx

[exasperated]

bump

[Andyorch]

Read from 14.2 onwards....

 

http://www.slaughterandmay.com/media/760154/consumer_credit_act_2006_amendments_to_the_consumer_credit_act_1974.pdf

 

14.3Transition

 

Section 140 applies to all credit agreements pre and post unless settled /paid by the 6th April 2008...so is available to you.

 

 

Andy

[exasperated]

Andy

Thanks so much

Whatever I get from these pirates I will give 20% to CAG

Should i send them a copy of this? and ask for all a full refund?

Ex

[Andyorch]

Why not and ask why they are not being truthful with you ?

[exasperated]

Thx Andy

Will do and keep you updated.

Again sincere thanks

Ex

[exasperated]

Hi

Not had any reply from RBS, should I wait or chase them up its approaching 3 months since the last letter to them

Thanks

Exasp

[dx100uk]

They had 8 weeks

[exasperated]

Thx dx

I will write to them again

THx

[exasperated]

No reply DX completely ignored me, any advice on a letter

Thanks for your help

[dx100uk]

Ring 'em and ask?

[exasperated]

Ok I’ll call them Monday

Thx DX

[exasperated]

Hello

Is it time to take the companies refusing to resolve the PPI to court, is this my best course of action as they are just paasing it around several departments