HFC - Settlement Figure

[birchave0]

well done!

 

My Marbles (HFC) complaint has been with the FOS since Jan 08, it has just come to the top of the pile

 

I will be watching your thread to see how this unfolds, and how they work out your refund/interest

[alanalana]

After 2 1/2 years of wrangling and threats of further actio HFC have finally decided to pay back the PPI. We did have to go through the FOS to get anywhere but at least we finally got them to admit it was misold.

 

We don't know the figures yet so I won't organise the party. But we wouldn't have got through it if we hadn't have logged onto CAG.

 

We had paid of this loan, but were able to prove that the PPI was misold.

 

 

 

Cases Won

Capital One £550

GMAC Early Redemtion £1600

PPI Lloyds TSB £580

Lloyds Tsb Bank Charges £1400

Lloyds Tsb Bank Charges £3200 - Ongoing (Hubbys Account)

 

Complaint to Capital One for Harrassment still ongoing with FOS

 

Good result well done when the money is in the bank just post up and I will stick a WON onto your thread title

[laineynic]

We Finally received a offer today from HFC. They have made an offer of £1566. Which they will pay of the outstanding balance of £2660.00

 

About a month ago Hfc rang us with a settlement figure of £1330 50% of the balance remaining. Can we ask for the settlement figure to be taken into account when this money is paid? We were told by the person that rang that the figure would stand for 3 months. We rang and cheked on Sunday and we were told that if we pay the account of in th next 3 months we will only have to pay £1330.00.

 

Are we bring cheeky in asking for the settlement to be taken into account. This would mean we could clear it in full and have a small amount left.

[birchave0]

I think they can only offset against the balance if the account is in arears.

Ask for the money to be paid back to you, not the acount. Then consider you options regarding offering a full and final offer.

 

Was this a loan or a credit card?

[laineynic]

We received notification on Tuesday this week from HFC. They have cleared the balance on my husbands loan and the balance remaingin will be sent to us. I am amazed because I never thought they would agree to our terms.

 

I hve gined a little faith in they sytem this week.

[laineynic]

Finally after months of waiting we received a cheque for the remaining blance after Hfc cleared our loan in full. It show persistance has worked for us.

[Mr Ethical]

Received a letter this week from the Solicitors Regulation Authority, basically they do not feel that Weightmans have acted inapropriately, "

 

Hi do you still have a copy of this letter please? It would be very useful to me, I am trying to expose y HFC - I reported Weightmans to the SRA and a year before you wrote to them they found that Weightmans had breached the rules - so to write to you a year later stating that they do everything properly is completely wrong.

If you could possibly send me a copy of that letter i would be extremely grateful.

Many thanks.

Edited February 13, 2014 by ims21

[Mr Ethical]

you should see the blog entry on my website about this "Further Evidence of SRA cover up at nicholaswilson.com - do you still have a copy of that letter from the SRA?