Restons are fishing - Cabot Financial UK Aqua card

[Vampyra]

I had court papers in October 2015 from Restons on behalf of Cabot Financial (UK) Ltd. I put in a defence and requested CA and stated I believed the debt to be SB.

 

Just before Christmas 2015, Cabot sent me a letter saying they could not find the original CA and as such any alleged debt was "unenforcable".

 

Today I get a letter which says:

 

"We have been instructed to write to you regarding the above matter.

 

We note from reviewing your account that you have not withdrawn your Defence, nor has a payment arrangement been agreed. Due to the time which has elapsed since the proceedings were issued, our Client has asked us to remind you of the detail regarding the outstanding debt.

 

The current outstanding balance is *jellybeans* which relates to the Aqua card facility with account number *chocolate coins*. Our clients records indicate that the account was opened on or about *mint crisps* 2008. In line with the Terms and Conditions which governed the account, the original creditor had a contractual right of assignment. In other words, the original creditor was entitled to transfer their rights and benefits under the account to a third party and that right was exercised on *Quality Street* 2011.

 

Our client has asked us to explore the possibility of a settlement being achieved without the need for this litigation to continue and is therefore is willing to enter into a payment arrangement that is affordable and sustainable by you. We kindly ask that you complete and return the attached financial statement within the next 30 days, confirming what your offer of payment is.

 

If you wish to settle the matter by way of a lump sum payment our client may be able to offer you a discounted settlement figure. Please contact ourselves on the above telephone number if you wish to discuss settlement of your account or have any queries relating to your account.

 

Yours faithfully

 

*Toblerone*"

 

 

I gather it's a fishing trip?

[Andyorch]

Its a standard template response which is on numerous other threads once a defence has been submitted and their up the creek without a paddle.

 

Regards

Andy

[Vampyra]

Thanks Andy.

[dx100uk]

yep std rectums willy waving

safe to totally ignore vamp

[Vampyra]

Cheers m'dears!