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Unfair charges


jacchris
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Hi

 

Despite notifying Lloyds that I was experiencing financial hardship they keep applying charges upon charges.

 

Two months ago they charged o/d interest from the previous month which resulted in my account being 38pence o/d. Now its £174.00 o/d solely from charges and interest from the 38p.

 

At the time I contacted Lloyds to explain that I wouldn't be able to credit the account until payday almost 3 weeks later and by then i would have accrued more charges so please could the 38pence be voided leaving my balance at nil but they replied that due to a previous good will gesture/charge being reversed they couln't do anything.

 

Where do I go from here? Do I just accrue hundreds of pounds of charges on charges originating from -38p which was from a charge

 

thanks

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Move bank

Get a parachute account

Getwages paid there

Take control not let them control

YOUR money

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well thy prob willsell it on

They know they don't stand a chance in court

 

Have they trashed your credit file too?

 

Bcobs and the FCA might be a route

They've also been carpeted for doing this

 

Just remember a DCA is not a bailiff

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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