Hoist Portfolio Holdings 2 Ltd

[gatsbino]

Hello.

I am new to this and sure not what i am doing.

I have never used a forum.

 

I have recently recieved a letter from the above which has now followed by a statement of means for £8, 506.74.

This i believe has something to do with Abbey National which is now Santander.

 

I originally had an overdraft for £250,only.

How this has got to this is through i guess bank charges.

I have no records of the original overdraft or any paper work as i no longer bank with them.

I have ignored them as i was told that the letters are just threats.

 

I could never pay this back as i work parttime and feel that they have taken advantage of the situation.

The court letter seems weird as it comes from local court in my area and then has big red stamp saying return to basildon.

Really worried and stressed as i have only a day to send it off.

 

please could someone advise as i dont even know if i am doing this right and where to find the reply should someone advise me. Very new to this

 

Regards and thankyou.

[unclebulgaria67]

Sounds like they have already obtained a CCj against you for this debt and this letter from your local court Basildon is enquiring about your means to pay it.

 

You need to ask the court for details of the CCJ and to come back with the information.

 

When was the CCJ obtained,

what address was used for the claim as it might be an old address

and particulars of the claim including name of original creditors.

 

With more infomation, we might be able to see whether you can apply to have the CCJ set aside.

[AndyOrch]

Where are you located gatsbino ? NI?

 

Andy

[dx100uk]

usual crafty game then

they knew you'd moved but purposefully sent everything to an old address until they had secured the CCJ

then magically found your correct address

 

 

that's hoist for you..bet its restons as well...

 

 

dx

[gatsbino]

Andy. Hope i am doing this right. I live in Surrey.

[dx100uk]

ring Basildon or nothants bulk and ask the questions in post 2.

 

 

who has sent the statement of means?

 

 

and does HPH2 state anything about a court claim/CCJ in their letter?

 

 

dx