Hello.
I am new to this and sure not what i am doing.
I have never used a forum.
I have recently recieved a letter from the above which has now followed by a statement of means for £8, 506.74.
This i believe has something to do with Abbey National which is now Santander.
I originally had an overdraft for £250,only.
How this has got to this is through i guess bank charges.
I have no records of the original overdraft or any paper work as i no longer bank with them.
I have ignored them as i was told that the letters are just threats.
I could never pay this back as i work parttime and feel that they have taken advantage of the situation.
The court letter seems weird as it comes from local court in my area and then has big red stamp saying return to basildon.
Really worried and stressed as i have only a day to send it off.
please could someone advise as i dont even know if i am doing this right and where to find the reply should someone advise me. Very new to this
Regards and thankyou.
