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No dca will come knocking at your door, they simply dont work like that they arent bailiffs.

In your CCA request, also enclose a short letter updating your current address and confirming that you no longer live at the old address, gives dates of moving aswell. Then keep these letters safe in case they try a back door ccj so you could prove they knew your current address.

 

Should any creditor/dca not have the correct paperwork then they would have difficulty proving any alleged debt and any claim could be defended easily if no credit agreement is supplied or remains outstanding from a previous request.

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