Mint Claim

[HD]

I got a letter through the day after completing moneyclaim! IIRC it said that it was deemed served 3 days after issue. If you used moneyclaim you should have a letter setting out the dates soon.

[surreyscouse]

Sorry, this has probably been asked a million times. I am completing a claim form on mcol and it asked for the amount claimed which is £480. I have put the paragragh in for the interest under the particulars but do i then have to add my interest of £160 onto the £480 as this will then increase the court costs or do i just leave it at £480 and the paragraph is ok ?

 

Sorry to ask !

[Its WAR]

I assume your £480 includes the unfair charges plus the interest the banks have added to those charges. You have calculated the sec 69 8% as £160. Your claim is therefore £640 plus a few pence a day. Plus a higher summons issue fee...tough luck to the bank, they will have to reimburse that on top.

 

My question is: Once the summons is issued and the bank agrees only to settle the charges, can we refuse the settlement if the bank does not include the 8% figure or the daily rate we have calculated into the claim? In other words, is the 8% only allowed on judgement (which of course will never occur if the banks dont let a hearing happen)?

[surreyscouse]

no, my claim is for £480 charges and £160 interest as per the spreadsheet template. I will call the helpline though

[angry cat]

Can someone please clarify this issue-

because I have just submitted my county court claim, but I did not add the 8% CCA s69 interest to the value on the front of the N1 form. However, I did state that that the Claimant also claims 8% interest pursuant to CCA s69.

 

If I have made a boo boo, is it too late to change the amount on the N1 form?

 

Thanks

 

Angry Cat

[angry cat]

Please can a moderator clarify this issue-

I have looked at the lord lee thread and...

now I am confused-

because I did not think that one added on the County Court Acts S69 to the value of the Claim? Surely the s69 8% interest comes later???

Angry Cat

[Michael Browne]

The value of your claim is:

 

Penalty charges (including Overdraft interest if you are claiming this) +

S69 8% interest up to the date of filing

[Guest Lueeze]

I did what Karnevil did too,

 

I put on "Value" on front page #4665.37 + #330.12 Interest 8%

 

in the total box i put

 

Amount - 4995.49

Court Fee - Exempt

Solicitor Costs - Nil

Total 4995.49

[Its WAR]

Me too. The 8% is added to your claim and gives you a higher claim. Its great.

Another settlement came today £248 (complete with gagging order). Not much, but will cover all my costs and allocation fees for the big ones.

[surreyscouse]

This topic was closed on 03/07/19.

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