Default + Security Clearance

[Williamsonr3]

Good Evening All,

 

At present I am at a late stage of a job application which will require 'Security Check' level vetting. The role itself is involved with financial matters - however not with large sums of money. I have been offered the role pending successful clearance approval however will have to hand my current notice in before it comes back with a decision.

 

At present I have two defaults on my account totalling ~£9,400 for which I have yet to agree a payment plan (no communication from either lender in over two years) however I do have all intentions to repay when my financial situation improves. This role would give me that financial ability. The debts were for a personal loan and for an overdraft.

 

I've to complete my clearance paperwork for Monday after which it will be a two week turnaround, I fully intend on detailing everything about why the debt came about, how much it is and my plans on how to repay it - I have nothing to hide and will be very thorough/honest.

 

My question; has anyone been in a situation like this before i.e. applied for a security check with defaults on the account? And what was the outcome? Could anyone advise the likelyhood of getting this approved as long as I am fully honest and up front?

 

As always I appreciate everyones help and if you require any more information I will be available again in the morning. Thank you.

[dx100uk]

as far as I know you only have to declare CCJ's?

 

 

dx

[fkofilee]

I was in this situation about 2 years ago. As long as you are honest youll be fine

May as you to fill in a financial questionnaire so just go with the flow

[fkofilee]

Read in full http://www.consumeractiongroup.co.uk/forum/showthread.php?413572-SC-Clearance-amp-Dealing-With-Debt

[Williamsonr3]

as far as I know you only have to declare CCJ's?

 

 

dx

 

I think this used to be the case however on the pre-registration forms its a requirement to declare defaults now.

 

Fkofilee - your reassurance is greatly appreciated, I have heard from a few different sources that this is the case but you know how the human mind works haha. Thank you greatly for your advise, I read the other article as well and it was helpful.

 

Once again this site never fails to disappoint.

[Williamsonr3]

I think this used to be the case however on the pre-registration forms its a requirement to declare defaults now.

 

Fkofilee - your reassurance is greatly appreciated, I have heard from a few different sources that this is the case but you know how the human mind works haha. Thank you greatly for your advise, I read the other article as well and it was helpful.

 

Once again this site never fails to disappoint.

 

Wow - disappoint was not the word I meant to put in there.... "Once again this site never lets me down"

[fkofilee]

We know what you meant x

[dx100uk]

predictive text..well thats what i'd blame...

[Williamsonr3]

Haha - my iPhone has been on the brink of destruction many times as a result of this.

 

Just to follow up on my original post, I have had feedback from my sponsor

- as I have declared everything it shouldn't be an issue at all.

 

 

However they have advised I will be monitored during my probationary period

and I will have to provide evidence that I am dealing with my debt appropriately.