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PPI rolled over loans. Incorrect APR Rates On Agreements


tigger74
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Wasn't a great amount Ford only £125.00, And im pretty sure would of cost them more for taking 12 months to supply a SAR request with FOS.

 

 

But what I wanted was the SAR documents, which I think has supplied me some gems in relation to Barclays.

 

 

tigs.

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At the moment, I have 2 PPI claims running, Which show Barclays removed the PPI off the loan balance statements... I would urge anyone with Barclays Masterloan from pre 2000 to check their paperwork's.

 

Obviously a new complaint over the address change issues :( as it seems they wont update their systems.

 

And a new complaint in ref to a gem in the SAR documentation.

 

 

Barclays have replied with a detailed rejection of this complaint on the 10th MAY,

 

 

I have provided them more evidence that their rejection response is flawed on a serious level.

 

 

And will update this one once they have had time to speak to their legal team :)

 

Tigs

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  • 2 weeks later...

Evening all, well this has moved on some what.. Rofl

 

The address issues have been sorted according to Barclays, and the system is updated with my current address :)

And an offer of £25 for the issues with the branch, cheque in the post, if im happy.... And a PPI cheque in the post as well.:)

 

So I thought give them a chance and see what we get, well the PPI cheque in the post was a let down, they ignored half the paperwork.

 

On contacting Barclays I failed the security questions yet again... and yep you got it, they are using my old address from 2013....

 

So at this moment in time, I have 2 claims sat in the CE office (legal team) for the rest of the monies I believe im owed.

 

And the address issue, I really cant understand how simple 2 +2 is. What a complete shambles.

 

 

 

 

Tigs

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Hi Tigs,

 

It sounds like you couldn't make this up ..........

 

.............. until you remember you're dealing with Barclays !!

 

Keep us posted :-)

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  • 2 weeks later...

Had a nice letter from Barclays today, ROFL.

 

I had claimed the capital interest back on the loans.

As there is a nice piece about loan statement mistakes and Barclays on the internet. for all to read..

 

Barclays have stated that they have paid back in line with the Ombudsman on the PPI claim,

And the amount of monies shown on my bank statements would only be what I borrowed.

 

yep they are right on my statements,

But the Barclays Masterloan loan statements are all wrong..

Opening balance, payments and interest are all wrong to the original amount borrowed..

 

My gut feeling is to go for the capital still, the statements are wrong.

 

Tigs

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yes

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Cheer DX,

 

 

My Barclays loan statements don't show the original amount borrowed, with the PPi premium loan.

 

 

Preparing another letter asking for the capital back, as they have definitely proved false and miss leading statements.

 

 

Tigs

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