Stopped claiming jsa due to inheritance, advice please ni and pension

[asgoodwin2003]

Hello everyone,

 

I recently stopped my claim for JSA, I am still unemployed and my wife works part time.

 

 

However, my father died in July last year and between my brother and I we received inheritance from the house and savings etc.

This money took my savings over the threshold for benefits. So, I stopped my claim as I wasn't receiving any money

and it hardly seemed worth going through the Jobcentre motions to claim nothing!

 

Now, my question is, (and I can't seem to get through on any number for the NI or Pensions that the JCP gave me)

would my leaving the JSA stop or change my pension?

 

 

I worked for 20 years paying Income based contributions and then signed on for the last 6 or 7.

The JCP advisor said if there was a problem I could sign on for "credit only" JSA?

 

Would I need to do this, or can I just pay NI contributions myself while I'm looking for work?

 

Any advice and help appreciated, thanks in advance!

 

Andy

[citizenB]

I will try and find someone who can answer this one for you.

[citizenB]

Whilst you are waiting for someone to look in on you. I have found the following that might help.

 

https://www.gov.uk/voluntary-national-insurance-contributions/who-can-pay-voluntary-contributions

 

https://www.gov.uk/national-insurance-credits/overview

 

http://www.nidirect.gov.uk/do-you-need-to-top-up-your-national-insurance-contributions

 

http://www.nidirect.gov.uk/getting-credits-towards-your-state-pension

[asgoodwin2003]

Thanks Citizen B!

[antone]

What you should do about this really depends on how close you are to state pension age. If you will reach pension age after 6th April 2016, you will need a total of 35 "qualifying years" to receieve a full state pension. A "qualifying year" is one in which you either paid NI or were credited with it because of being on an income replacement benefit (such as JSA).

 

So, if you have close to 35 years paid or credited already and it will be a while until you are due to collect your pension this may not be a particular problem for you. If, however, you're short of qualifying years and getting close to the time when you'll be claiming your pension, then you may wish to consider either a "credits only" claim for JSA, or making voluntary NI payments to HMRC.

[citizenB]

https://www.citizensadvice.org.uk/benefits/benefits-introduction/national-insurance-contributions-and-benefits/

 

 

and another....