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Hillsden DLC/? claimform - Black Horse Loan 'debt'


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Your defense is now based around the paperwork being incorrect.

 

As dx has said this is a self help site and you simply must read similar threads and familiarize yourself with the procedure and how this may pan out if it reaches court, you must have a good understanding of your defense which is why educating yourself by reading up is so important. There are many threads with this scenario, many concluded, look in the successes section.

 

Whilst everyone here is more than willing to help in any way possible, it is ultimately you that will be dealing with mediation/court etc.

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

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  • 3 weeks later...

hows this going

hope you filed your defence on time?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 5 weeks later...
hows this going

hope you filed your defence on time?

 

 

dx

 

 

Sorry for the delay. Thanks for your help so far.

 

Yes, defence issued. I chucked everything at it, statue barred, dispute amount, ppi, unlawful penalty charges , I did finally receive info from dlc. - copy of the cca agreement, and statements, which all arrived after I had submitted a defence.

 

Solicitors have since taken some interest off - original claim was for over £10k. They offered to reduce it to £7500. Then sent an additional 'without orejudice' letter saying they would settle for a Tomlinson order for £5500

 

I'm still disputing the amount, and inclined to proceed with defence. The original loan was only for £5k. About to send another letter refusing to accept their offer of a Tomlin order

Any advice I give, is given with the best intention of helping. I am not legally trained, so it is probably best to just ignore me;)

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