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Hi, new to this and just finding my way around this great site. Cautiously started letters claiming repayment of bank charges with Lloyds some time ago. Have filed a claim online but Lloyds have filed a defence to this claim and it has now been transferred to the court. Will fill in Allocation Questionnaire and send off with fingers and everything else crossed. Still very concerned that I will be the twit that has done something wrong and will not get money back. Wish me luck:)

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Have a good read in the Lloyds forum and see how others have got on - create a thread there for your progress and to get help and advice.

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet

All advice given in good faith and without prejudice or liability, to be taken at your own risk!

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