Thank you

Still had not reply from Major Law. Is this now a waiting game until I have to file a defence?

Thank you. Yes I remember reading about this around the time

Slightly confused here sorry this link Or the part where you must file a defence by day 33? If so what defence?

So what happens now? Do we wait for a response before filing a defence?

Letter drafted and posted today

Sadly not it was cancelled via a phone call and cancellation of my direct debit Right I have responded to the claim but not filed a defence as yet. Sending the request tomorrow for cpr 31.14 by 1st class special delivery. Slightly confused by what I am requesting from these two parts Firstly (template removed - dx) read what it says in RED!) which of them do I delete?

It varied from month to month depending on swimming lessons etc for the kids. Jan 10th £159.80 feb 1st £159.80 march 1st £181.15 April £169.45 May 3rd £169.45 Jun 1st £169.45 July 1st 147.23 August 1st £168.23 The set amount minus any extras was for £159.80 for me and two children.

It was a single membership with both of my children added on. August was the last payment. It was around 160 per month including swimming lessons. I was 8 month into a one year contract. I will log the above this evening.

Which Court have you received the claim from ? Civil National business centre Name of the Claimant ? David Lloyd leisure LTD How many defendant's joint or self ? Self Date of issue – 17 august 2023 date to acknowledge - 01-09-23 Date to submit defence - 18-09-23 Particulars of Claim What is the claim for – the reason they have issued the claim? 1. The claimant claims 845pounds and 68 pence being the balance of consideration outstanding to it under account number (8 digits) in respect of services rendered to the defendant 2. the claimant also claims interest thereon pursuant to s 69 county court act 1984 limited to one year to the date hereof at the rate of 8pc per annum amounting to 54pounds and 45pence the claimant claims interest under section 69 of the county courts act 1984 at the rate of 8% a year from 05/10/22 to 15/08/2023 on £791.23 and also interest at the same rate up to the date of judgement or earlier payment of a daily rate of £0.17 What is the total value of the claim? 985.68 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No notice received Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No Did you inform the claimant of your change of address? n/a Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Gym Membership When did you enter into the original agreement before or after April 2007 ? after Do you recall how you entered into the agreement...On line /In branch/By post ? online Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? no Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. David LLoyd Were you aware the account had been assigned – did you receive a Notice of Assignment? no Did you receive a Default Notice from the original creditor? no Have you been receiving statutory notices headed “Notice of Sums in Arrears” or " Notice of Arrears "– at least once a year ? no Why did you cease payments? Cancelled gym membership informed them verbally and cancelled direct debit What was the date of your last payment? 1st August 2022 Was there a dispute with the original creditor that remains unresolved? no dispute just cancelled direct debit Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No Hope that post is ok. Whatever happened to the high court ruling saying they were unjust! Is this a new tactic by the gyms to recoup money Any advice on this please? Am I better admitting defeat and paying it or risk a CCJ?

Thank you. Reattached claimform.pdf

I have received a letter today from the above in relation to a David Lloyd gym membership. I cancelled my direct debit and spoke with them over the phone to let them know. They advised me I was under contract but never asked for one months notice to be paid. Firstly I thought gym memberships where not a form of credit and therefore a CCJ couldn’t be registered against you Secondly I thought that the office of fair trading had won a test case which stated that you can’t be held to a gym contract The letter states I owe 985 including court fees and legal representation costs. And have to reply if I intend to defend all of the claim, part of the claim, or jurisdiction of the court Can anyone please advise why this happening and if they can claim this amount from myself