Cabot...claim form issued for Lloyds Personal Loan Account.

[Skyler16]

Hello,

 

I am after some advise please to help with my defence as to whether I can seek and obtain copies of any transactions relating to my load account with Lloyds prior to the sale to Cabot and if whether the sell price can be admissible in the balance I should be paying to Cabot as opposed to what they've put claim in for.

 

Recently been served with a CCJ for defaulting on installment repayment for an unsecured loan I obtained from Lloyds TSB in 1994. The agreement of sale points to this taking place in Oct of 2012.

 

I need advise also on how and if I qualify for PPI , as this can perhaps be what I can repay the outstanding amount owed. The loan was unsecured.

[Peterbard]

HI

Just to be clear this has already gone to court and you have received a judgement, also you do not have any paperwork in regard to this loan , is that correct ?

[citizenB]

You say you are after help with your defence ?

 

Can you confirm if you have actually received court papers and at what stage you are at.

 

We need more information in order to advise correctly.

[Skyler16]

Citizen B - Thank you.

 

I have received court claim papers and acknowledged receipt asking for an extension while I prepare my defense.

[Peterbard]

I see, sorry it confused me with you saying that you had received a CCJ.

 

could you you explain what you mean by: "The agreement of sale points to this taking place in Oct of 2012."

 

Is this the credit agreement and what does the date 2012 indicate.

 

Is it possible to see a copy of their particulars of claim(personal details redacted of course).

Is the amount over 10k.

 

You can start by sending a CCA request under section 77 of the act. there will be a template on here somewhere, CB will be abne to point you to it.

[Andyorch]

Citizen B - Thank you.

 

I have received court claim papers and acknowledged receipt asking for an extension while I prepare my defense.

 

If you could read the following and complete your responses posting along side the questions within the link Skyler and post here...to enable the best advise on how to proceed with the claim....saves 20 questions and numerous posts and keeps your thread tidy.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-December-2014**(1-Viewing)-nbsp

 

Regards

 

Andy

[Skyler16]

I see, sorry it confused me with you saying that you had received a CCJ.

 

could you you explain what you mean by: "The agreement of sale points to this taking place in Oct of 2012."

 

Is this the credit agreement and what does the date 2012 indicate.

 

Is it possible to see a copy of their particulars of claim(personal details redacted of course).

Is the amount over 10k.

 

You can start by sending a CCA request under section 77 of the act. there will be a template on here somewhere, CB will be abne to point you to it.

 

Thanks. Will do on Monday.

[Skyler16]

Noted with thanks . Posting from mobile device presently.

[Conniff]

In answer to what I think you are asking. There is no sell price on individual loans. They are usually auctioned in lots with the bidders not knowing what they are bidding on.

[Peterbard]

Ues , the info Andy requested would be of great help also, didn't know that was on here ,very useful tool.