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Can i sell a Lease To Buy Car


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Afternoon,

 

 

I purchased a car on a lease to buy from a company based in Scotland,

I have never missed a payment until now the very last payment,

The arrange was 30 monthly payments to which 29 have been repaid.

 

 

The last payment and admin fee are over due by 3 weeks and they are calling myself and my mum & dad, sister.

I have explained in writing the full balance will be repaid on 28 August.

 

However they said they will visit my home address to discuss the matter,

 

 

on another point as they have the spare key can they remove the car ?

 

 

As I have repaid fully apart the last payment.

 

 

Car Value £3k

Outstanding £456.67

 

Can they remove the car ? or would have to get a court order ?

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depends on the agreement.

 

 

what does it say it is on the top

 

 

and does it mention HP and its CCA regulated?

 

 

if it is then they cant

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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oh and name names

the admin fee if a penalty is unlawful too

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi,

 

I have to check the agreement tonight,

 

 

the firm in question is Lease to buy who are based in Irvine Scotland.

 

 

I did look at the contract it stated they could take the car but it depended and the balance outstanding.

 

 

I have moved the car from our home address today just in case.

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Just been informed they will not release the paperwork so I can tax the car until the debt is cleared in full, will be checking the paperwork as I think they have sent 2 guys to complete a home visit and will be charging for the visit and adding it to the balance.

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no they wont!!:lol:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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lets see the agreement please minus pers details

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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Well i have read the agreement which is HPM10 Hire purchase agreement, it states that i can end the agreement when i have repaid £4385.00 and they can take the car £3,353..67. It states they require a court order to remove the car, they confirm the default fee / charge is £45.00. Therefore i should only have to repay the debt of £476.67 plus £45.00.

 

Playing it safe we have the car to a secure warehouse for the next 2 weeks,

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can you scan it up please

upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I'm very sceptical regarding the validity of your agreement

 

Let's see the agreement there maybe grounds for formal complaint and FCA involvement

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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