Help with HFC Finance PPI claim... first, clueless, no evidence...

[AJHIGS]

Hello all.

 

OK, so I thought I had never taken out a loan with PPI until I was phoned up today by a claim company who told me I'd had a loan with HFC Finance from 2006 to 2009 for £5000. This corresponds with some car finance I had - the dates and the amount are right - and the claim co chappy said the HFC would have added PPI as mandatory at that time.

 

So here's my problem...

• The car has long gone together with any paperwork to do with the finance - I can't even show that it was with HFC, I'm just working on the basis that the claim chappy has the right info even if I haven't
  
• As I've not had that many loans, mostly from my bank and I always turned down the insurance from them, I've only been paying partial attention to the whole PPI thing so far
  
• I'm a bit thick when it comes to this kind of thing and normally need a bit of hand-holding
  

 

One thing I have read on here is that HFC (a) have shredded as much of their own info as they can and (b) are particularly slippery.

 

As it's more than 6 years since I took it out and as I have no info myself, is there any point taking this one (myself, not a claim co)? And if it is, where would I start?

 

Thanks,

Higs

[dx100uk]

SAR time to HFC then.

 

 

love to know how a claims company got ahold of your personal information?

 

 

that's worrying.

 

 

dx

[AJHIGS]

SAR time to HFC then.

 

 

love to know how a claims company got ahold of your personal information?

 

 

that's worrying.

 

 

dx

 

Thanks - following the link, I see an SAR is a Subject Access Request. That looks like a nice simple letter to send. I can't provide any account or other ref number as I don't know it but I guess that won't make any difference.

 

Is there a list here of where I need to send this too i.e. the head office of HFC Finance?

 

TIA,

Higs

[dx100uk]

theres an HFC forum the info will be there

 

 

dx

[maroondevo52]

 

Is there a list here of where I need to send this too i.e. the head office of HFC Finance?

 

 

As far as I know accounts owned by HFC are now being serviced by HSBC Bank plc.

 

HSBC Bank plc

CCA & SAR Department

PO Box 5055

Coventry

CV3 9EF

[dx100uk]

http://www.consumeractiongroup.co.uk/forum/showthread.php?41752-User-Guide-amp-Contacts-Link&p=3686842#post3686842

 

 

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