Ge Money Outstanding Arrears Charges and Fees

[budbud1]

Hi I hope someone can help on where to start

 

our secured loan has just finished and we made our last payment on 1st April 15,

120 payments later thinking loan was paid off,

 

 

we had difficulties in the past

been made redundant and business venture not working,

we got into arrears these have all been paid back within the term of the loan.

 

 

We claimed our PPi misselling back a few years ago direct with Ge

they offered us £8000 but our arrears was £3000 roughly

so they took that amount of the payment and sent us the remainder.

 

 

Now we have received a letter stating that they want £2299.45 by the 9th may for outstanding fees and interest on a sub account

this was a secured loan and I have asked if this balance is held on the property to which I got a reply we will have to check with our solicitor.

 

I'm hoping someone can advise on where to start either get the ball rolling on not paying these fees?

or will they take me to court over them even though I have kept to the original agreement of 120 x £???

and loan paid of within set timescale

 

 

do you think I should do an SAR ?

 

 

and ask them to freeze intrest until I get reply I don't know where to go.

the original loan value was £15000 over 120 payments

[dx100uk]

most def SAR them

 

 

the additional arrears fees

ands any other 'fees' late/dd/letter/debt advise can ALL be reclaimed

at their int rate.

 

 

there are quite a few GE money thread here to read

 

 

dx

[budbud1]

Thanks for your help just read some other posts will crack on with it