Help with ppi calculations

[yodeano]

I recently received a PBP pay out of £2439.55 although this was used to offset a different account I have with Barclaycard collections despite having a repayment plan in place I'm happy with.

 

 

The breakdown for the amount is.

 

 

PBP cover £825.95

Fees £36

Interest on premium and fees £1322.53

Income tax deduction £63.76

8% interest compensation £318.83

 

 

The problem is I was given no information as to how these calculations were made and what they were based on. The time period was 75 months and my APR was 29.9%.

 

 

What also confused me was when I rang Barclaycard the operator initially quoted a figure of £4310 and quickly backtracked when I questioned that figure.

 

 

How do I know these figures are accurate? And could I get the money paid to me rather than it offsetting a debt I was repaying?

 

 

Thanks for reading.

[dx100uk]

you'd need to sar them.

 

 

and ask for a complete breakdown of the calcs by letter too.

 

 

dx