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NRAM - default of £ 97,691 registered at my address - not my debt!


nellyj99
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Hi all,

 

I have just reviewed my online credit file

 

have discovered that I have a default/delinquent balance registered on there for £97,691.

 

This account was opened in 2007 by someone with an different name,

 

however it reports on my file under my address.

 

The company who have registered this is NRAM,

 

I have identified this is due to a repossession of a house.

 

This is a substantial mount of money that has and will continue to have a detrimental affect on my any guidance how to resolve this??

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complaint time to the cra provider then

 

 

and inform the ICO

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Yep. They have 8 weeks. However you can put a notice of correction and a notice of disassociation on your file while its being sorted.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 4 weeks later...
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