Statute Barred on a credit card never defaulted.

[Peterbard]

Yes indeed, i did not know however that they could interfere with the data processing of the account repayments.

I have been involved in setting quite a few DMP agreements and cannot remember seeing any authorization regarding data processing, to be honest it makes little sense to me that they should be involved at all, given that the arrangements are purely voluntary on all sides and not subject to a contractual relationship however i will check.

[Peterbard]

Yes just to confirm DMP providers never handle data in respect of payment details and registering with the CRA.

All queries should be addressed to the creditors data controller.

 

Hi Dodge

 

Thank you for your message.

 

It is the creditors responsibility to update the credit file with the credit reference agencies, payplan take no action in this regard

 

Kind Regards

xxxxxxxxxx

 

Payplan Client Liaison

Edited November 6, 2014 by Dodgeball
remove identifying info

[perplexedofdorset]

Dear Brig, I am trying to send you a message. Please let me know when you are able to receive it. Thank you,

Sorry for the interruption to the post.

[unclebulgaria67]

Dear Brig, I am trying to send you a message. Please let me know when you are able to receive it. Thank you,

Sorry for the interruption to the post.

 

I have replied to a PM. You have just had standard letters. Given the messy history of the debt, if they wanted to take it forward, they would be writing more specific letters.

 

Brig has not logged in for a few weeks, so they may be on holiday.

[perplexedofdorset]

Thx Uncle B...Lets hope he is on a well deserved holiday.

[dx100uk]

its a bit more than a holiday.

 

 

dx

[Fused]

Many thanks for your replies. I will contact Payplan and write to the CRA and try to get this removed from my credit file, hopefully before applying for a mortgage. Apologies for my late response an accident has left me with a badly broken leg, still I now have plenty of time to resolve the problem. Cheers fused.

[Peterbard]

Many thanks for your replies. I will contact Payplan and write to the CRA and try to get this removed from my credit file, hopefully before applying for a mortgage. Apologies for my late response an accident has left me with a badly broken leg, still I now have plenty of time to resolve the problem. Cheers fused.

 

Feel free but until you contact the creditor there will be no change in the situation.

[Fused]

Hi Dodgeball, would the letter I would send to the creditor ask for removal of the debt on my credit file due to the debt now being statute barred? Thanks Fused.

[dx100uk]

depends on the defaulted date in the debt summary line

if there is one

 

 

dx

[dx100uk]

and the title says never defaulted...

silly me was on a small screen.

 

 

dx