CCS Collect and olsd school loan via DWP

[gribzig]

I had a letter from the DWP back in July stating that I owed them £403 from a social loan that I had been paying from JSA.

I am no longer on JSA and wrote back to them making a sensible offer of repayment at a rate I could afford.

 

They ignored this and the letters and calls from CCS Collect started.

 

 

I wrote back to the DWP with a copy of my letter from July and asking why I have not received a response as I wanted to set up a payment plan.

I have just received a response this morning stating that they have passed the file to CCS and I must deal with them directly.

 

From all the advice I have found on here,

I understand that making payments to a DCA such as CCS is a bad idea.

 

 

Can I insist the DWP deal with me on this and let me set up a repayment plan with them?

[gribzig]

I would add that this debt is not SB and that CCS are now threatening legal action.

[AndyOrch]

As they have assigned the debt I assume you are no longer on any benefits...I personally would ignore the above and let them issue proceedings...you have an excellent defence if required.

 

Regards

 

Andy

[gribzig]

Thanks

- I now just get working tax credit and child tax credit but am still on a low income and a single parent.

 

 

CCS' letter is particularly nasty and intended to scare, headed:

 

 

THIS IS A NOTICE OF INTENDED LEGAL ACTION WHICH WILL BE RELIED UPON BY THE CREDITOR EVEN IF NOT READ.

DOCUMENTS ARE NOW BEING PREPARED FOR THE FINAL RECOVERY OF THIS DEBT. (their caps not mine!)

 

They want me to pay the full amount by 10am on 11th October followed by the usual threats of court action, Warrants of Execution, Bailiffs etc etc

 

Nice.

[BRIGADIER2JCS]

Thanks - I now just get working tax credit and child tax credit but am still on a low income and a single parent. CCS' letter is particularly nasty and intended to scare, headed: THIS IS A NOTICE OF INTENDED LEGAL ACTION WHICH WILL BE RELIED UPON BY THE CREDITOR EVEN IF NOT READ. DOCUMENTS ARE NOW BEING PREPARED FOR THE FINAL RECOVERY OF THIS DEBT. (their caps not mine!)

 

They want me to pay the full amount by 10am on 11th October followed by the usual threats of court action, Warrants of Execution, Bailiffs etc etc

 

Nice.

 

 

 

Bear in mind that DWP can do straight for an attachment of earnings without going anywhere near a court.

[gribzig]

Thank you but I'm self-employed and earning very little so there really is nothing to attach.

[dx100uk]

ignore CCS they can do NOTHING to you on a gov't debt.

 

 

deal/pay DWP.

 

 

dx

[gribzig]

I'd love to dx but their letter states quite specifically: 'We are sorry that you have not received a reply to your initial letter. However, as this amount as been transferred to our recovery agent CCS Collect we ere unable to accept a repayment offer from you."

 

I was really surprised to read that as I thought they had to deal with me if I was making an offer to repay.

[BRIGADIER2JCS]

I'd love to dx but their letter states quite specifically: 'We are sorry that you have not received a reply to your initial letter. However, as this amount as been transferred to our recovery agent CCS Collect we ere unable to accept a repayment offer from you."

 

I was really surprised to read that as I thought they had to deal with me if I was making an offer to repay.

 

 

You can make your offer through CCCS, they are being paid via tax payers money so make the Bu*gers work for it.

[dx100uk]

you can pay them direct

 

 

it just a load of bowlarks

 

 

read a few same threads here.

 

 

you'll get three diff answers from 3 diff phone jockeys if you ring to pay.

 

 

dx

[AndyOrch]

I'd love to dx but their letter states quite specifically: 'We are sorry that you have not received a reply to your initial letter. However, as this amount as been transferred to our recovery agent CCS Collect we ere unable to accept a repayment offer from you."

 

I was really surprised to read that as I thought they had to deal with me if I was making an offer to repay.

 

Because they have sold it ...now why would that be ??????? (read between the lines)

 

Andy

[new-me2010]

Get in touch with your MP ........

 

I had a friend who did that and IDS et al got a roasting

[gribzig]

you can pay them direct

 

 

it just a load of bowlarks

 

 

read a few same threads here.

 

 

you'll get three diff answers from 3 diff phone jockeys if you ring to pay.

 

 

dx

 

Thank you. Would never call those lovely people - I shall write again offering to pay them directly.

[gribzig]

Because they have sold it ...now why would that be ??????? (read between the lines)

 

Andy

 

Point taken...maybe I should just wait and see what CCS do next...

[Bazooka Boo]

Ha ha, it's the turn of CCS to use the hilarious ''Valid even if not read by you'' statement, brilliant!!

 

I wouldn't care what they say or do, only deal with the DWP direct.