Can I claim back PPI?

[MajoritySeven]

I got a Capital One credit card back in 2008, I believe. It was my first card.

 

I got the hard sell when I called to activate it. I only remember because I was on the bus at the time, and the guy wouldn't take no for an answer!

 

I don't believe that the PPI was valid - I'm already disabled, and therefore the policy wouldn't have covered me if I was off sick. I was also only in employment for three months, and then I went to uni, so I couldn't have used employment cover.

 

It's £8 a month for what could be nearly five years - nearly £500, I think.

 

Is it worth trying to claim it back? I wrote to them once before regarding this, but they wrote back stating that my signature had changed and therefore they'd send me a new card to sign etc...

 

Thanks for any help!

[dx100uk]

yes ofcourse you can claim it back.

 

have you all the statements?

 

dx

[MajoritySeven]

I can access 18 months worth on the website. I don't get paper statements, because they charge for them.

 

Do I need more than that?

 

Thank you so much for your reply. Debt is a minefield!

[dx100uk]

no its easy

 

send CAp1 an SAR

 

dx

[fkofilee]

£10 and 40 days later youll have all the statements youll need to see how much youve paid...

 

However Cap One are a nightmare to getting them to admit they were wrong so good luck.

[hillards]

Another 'dead end' thread which seemed to be full of good intention to make a claim, but then has not been updated for ages. So I'll ask: any progress ?

 

PPI claims are quite common, but there don't seem to be many against CapOne, which is startying to worry me as I've just sent them mine.

my thread: http://www.consumeractiongroup.co.uk/forum/showthread.php?432249-Hillards-v-Capital-One-PPI