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HMRC and SIGMA RD Tax Credits from 3 years ago


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I got a letter this morning from Sigma Red. it says

 

"we have been instructed by our Client HM Revenue & Customs (HMRC) to contact you to arrange payment of the outstanding balance....."

 

it gives details of the debt which is 1500 ish and has the usual legal jargon about commencing court proceedings etc etc.

 

it relates to an overpayment of Tax Credits from 3 years ago.

 

I had a letter from HMRC 4 weeks ago regarding this.

 

This is the first i knew of it as i no longer claim tax credits and i have changed address,

and i'll be honest i put it on one side and then forgot about it.

 

I am in my 50's now a full time carer for my young grandson.

 

His mother is a nurse.

 

I do not claim any benefit or have any income/savings and live in my daughters home free of charge.

 

So firstly, have HMRC sold this debt to Sigma Red or are they actually "acting on behalf of"?

 

secondly, since i have no income how could i be expected to pay this?

 

could my daughter be expected to pay as i am now effectively her dependent?

 

Thirdly, i know some debts with HMRC used to carry "criminal" penalty for none payment..

..is this still the case and is this one of them?

 

thanks for any help.....

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you pay/talk to HMRC

ignore the DCA

 

they have NO LEGAL POWERS. on gov't debts

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So firstly, have HMRC sold this debt to Sigma Red or are they actually "acting on behalf of"?

 

The letter said that they are collecting on behalf of their client so Sigma do not own the debt, they are collecting on behalf of HMRC.

 

secondly, since i have no income how could i be expected to pay this?

 

Monday morning, as DX said, ring HMRC and speak to them, NEVER pay a DCA directly who collect on behalf of, always deal with the Original Creditor.

 

could my daughter be expected to pay as i am now effectively her dependent?

 

No, the debt will never be transferred to anyone else.

 

 

Do not ring or speak to the DCA, speak to HMRC directly.

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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