Motormile Finance - Please help

[roxy2010]

Can anyone please give me advice on this company. I took out a payday loan with Wageday Advance years ago which i thought id paid off. I recieved an email from Motormile saying that the debt had been passed on to them and that i owed over £200 i asked them to send me the credit agreement with amounts paid.

They sent me the agreement but not the amounts paid. Since February they have bombarded me with emails phone calls & text messages whilst i am at work. I am willing to set up an arrangement of £5 a month and have sent them emails regarding this but they have ignored everyone i have sent.

I am now getting calls messages at work threatning to come to my home unannounced I have told them i will contact the police if this happens but they are just ignoring everything i send them what else can i do ??????

[filrobbo]

They have no legal power if someone does come to your home they are braking the law, so ring the the police . Do not pay them any thing and do not ring them . Send them a letter telling them not to contact by phone or you will report them to the relavent government body's and the police for harassment . They will have to take you to court to make you pay but they will have to prove the debt to the court so don't panic just don't pay they owt.

[renegadeimp]

Wait a sec. Why would you consider paying them ANYTHING, when a) youve supposdly paid it off already and b) they have yet to prove a debt even exists?

[fkofilee]

MMF's Motto - "Yes feel free to pay us and we will continue harassing other "Debtors" because here at MMF that is what we want you to do..."

 

Honestly, dont waste your money... Youve paid it off... Check with Wage Day Advance. MMF can go rot.

Please also complain to the Ombudsman if they are harassing you. You shouldn't have to put up with the calls and texts / emails / doorstep visits etc

 

They will only deal with you over the phone... Which is wrong as you should have the right to correspond in writing.

Their threat are empty. Please do not worry.

I have an outstanding complaint with Barry Ellishaw... He still thinks im going to cough up for accounts that arent mine and also he "lost" a copy of a letter i sent him to confirm i wasnt liable for these accounts!

 

Shows you how they work. Youve already done the CCA request which is good. But ask WDA for the statements. They will have these pre-assignment.