Jump to content


CCA from lowell - re 2007 HBOS Loanyou please check if EF?!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3725 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • 4 months later...

Responding to your PM ogi

 

Im afraid you will have to provide a little more detail than above to advise.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Thank you.

 

I received letter from red in Nov 2012, then Hampton in Jan 2013, then Lowell in Feb 13 saying #50% discount #75% in 12 equal payments over 12 months #Agree repayment of £35 a month, then Hampton in Sep, then BW Legal in November giving me 14 days to commence legal proceedings. I send CCA request to BW and SAR to HBOS.

 

I havent recieved a reply to my SAR request

 

I received the CCA this morning from BW

 

The loan from 2007 for 5k. I defaulted in Nov 2009 coz of a very difficult divorce which left me with no home.

Link to post
Share on other sites

Have you blanked out the details or is it a reconstructed copy?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Yes I know it is that's why Im asking if you have done this or is that the way it was received?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

It would appear to have all the prescribed content.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

The document in post #4 is a Home Shopping Finance Ltd., agreement not an HBOS loan????

 

 

See signature panel.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Well spoted Brig it is indeed......ogi?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Hello there

 

Thank you so much!! BRIGADIER2JCS and Andy

 

i shall not response to their letter then...?

Where did this Home Shopping Agreement appear from?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

I really do not know. Lowell group is hounding me for years now all about HBOS

 

I CCA them in November 13

 

They replied to my CCA saying that they will request to OC

 

then yesterday i received that agreement

Link to post
Share on other sites

HSPF are HBOS

 

http://www.hspf.co.uk/

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thanks dx I'd forgotten they has withdrawn the " personal loans" some years ago, but did these loans revert totally to HSBC or did the "joint venture" continue?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

no

 

await the sar return.

 

lets get the true story.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...