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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Barclays Business Action Taken **ANOTHER WON**


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Finally I have got all my bank statements back from my account and have sent off the first preliminary letter today 13/4/06.

I have emailed a copy and will let you know how I get on. This one is for £870.

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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  • 2 weeks later...

recived standard letter today saying that they are looking into it.

3 days and I send out my LBA!

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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  • 2 weeks later...

made a bit of a cock up here! I have got quite a few of these all due on the same days except this one. When I was filing my money claims on line I accidentally did this one as well. So although I stipulated in my LBA they had 14 days I have actually only given them 10. can't see there is much I can do about it now and it's doubtful they were ever going to pay out anyway, so I suppose I will just have to go with it. Has anyone else done this by accident?

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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Good luck.

I've heard nothing further despite my LBA. My clainm is going in on Friday 12th. Little delayed due to timings of me being here to process, but hell, Barclays may think they have got away with it for a few days longer!

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Nevermind, the few days late that you file yours compensates for the 4 days early I put my claim in!!!

Good luck!

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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  • 2 weeks later...

Have received a letter from the court yesterday 18/5/06, saying that Barclays have entered a judgement to change their address. I made my claim to the churchill place address. They haven't given me any details of what the new address is, so i am assuming that it is because it is a business account. When I find out the address I will let you know, because I have a feeling that business claims will need to be made to that address.

Either that or this is just another delay tactic, but it doesn't seemed to have delayed anything so far.

They have filed acknowledgement of service and have until 27th May now to enter their defence.

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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They can't do that. The business address of Barclays is that registered at Companies House. This is a legal requirement so that claimants know where to send legal documents! Do you have letters from Barclays (usually at foot of page) showing the registered address?

Object to the court. Its an internal affair, nothing to do with the court.

 

Unless of course they have changed the address at Companies House ( I doubt it)

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well this is what I thought, there is only one registered address, Churchill place, which is where I filed my claim to. This is the letter I received,

 

'The defendant has advised us of a change of address. We have updated our records; however we can not update the website. As a result of this you will not be able to proceed to judgement or issue a warrant online.

 

To proceed to judgement you will need to instruct the Court manually, using form N225-Entry of judgement by default or admission.

 

To issue a warrant you will need to request (by email or post) for the case to be transfered to the defendant's local court for a manual warrant.'

 

I am sure that the address is right, so what is this all about?!! It certainly has made things more complicated because now I can't do anything on line and will have to wait for post etc.

 

Any advice anyone?

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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Don#t worry. This may or may not be some cunning ploy etc by the banks, but it won't make any difference unless they don't enter a defence and you need to enter a judgement by default. In which case you can download the N225 from http://www.hmcourts-service.gov.uk/ and they will settle in full before that stage.

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I would fill in the form to get the court changed to a local one, assuming you have easy access to your local County Court. You an then submit judgement, warrents etc by hand on the same day.

 

It may also spook Barclays as it will show that you are on the ball with your legal stuff.

Barclays, as an organisation, can't request the court change (that is my understanding anyway).

Did you ask the court how Barclays can change their address and why they are doing it?

It really does look like another procrastination attempt by Barclays. Why don't you contact Barclays seeking the reason for a change of address? If they can't or won't give a reason, mention that you will present this to the Court as evidence of being unreasonable in attempting to resolve the matter before it reaches the Court?

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As at 11.00am this morning, the register at Companies House were giving Barclays Bank PLC's registered address as 1 churchill place.

 

 

http://wck2.companieshouse.gov.uk/413ce71c99dcd39e2abf48714cfa3146/compdetails

 

 

Sounds like more time wasting to me.

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  • 1 month later...

Alike my Abbey claim, I discovered today that my claim is set for an allocation hearing on 8th September. The judge has lumped in an hour and a half's worth of people claiming bank charges and we are all being seen at 2pm-classic!!

 

Much alike my Abbey a/c I am really hoping it doesn't come to this and that I receive an offer before then as my company has closed and companies house will soon close my a/c. Interestingly though, I haven't had any offers or anything from Barclays at all. All the other banks had made me an offer or settled by now, but I have had no correspondence whatsoever from Barclays-isn't very inspiring

 

Carly:-x

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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  • 4 weeks later...

Just to let you know that I have sent the DPA for my business barclaycard today. Will keep you all posted.:)

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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  • 2 weeks later...

Hi Karne,

 

Long time no speak!! Was so chuffed about the birthday cheque!!!

 

Can't believe maisielou is the smae day, haven't heard any more from Barclays and case is going ahead as far as I am concerned.

I will have to find maisielou's link later and see if she want s to go together.

 

Thanks for the info Karne

 

Carly:p

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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Thanks Karne, I have posted on her thread. How bizarre!!!

I wonder how any exactly are going to this hearing and why Barclays are dragging it out so much longer with no offers at all.

 

All very intriguing!!:p

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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Yeah my Abbey one was the same time too, so there could be loads of us if all the banks are in there!!!!

 

Abbey however are settling with everyone, I am just curious why Barclays are taking it so much further and not making any contact at all? Do they think they have a chance?!

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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Hi

just thought id put my letter from the court on here...........

 

TAKE NOTICE that the DIRECTIONS HEARING will take place on 8 september 2006 at 2;00PM at Southend County Court Tylers House, Tylers Avenue,Southend on Sea Essex

When you should attend

 

Please note; This case may be released to another Judge, possibly at a different court.

Barclays claiming £5269.63

LBA sent 17/05/2006

money claim filed 31/05/2006

court date 8th September 2pm

offered full refund 1st Sep

:D money credited to account :D

2nd September

 

:) Help this site to keep going please donate by clicking the button:)

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Yep, mine is exactly the same, word for word!

 

No judge's name I'm afraid!

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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I phoned the court again and was told that there is no need to take any documents ......this time............:?

Barclays claiming £5269.63

LBA sent 17/05/2006

money claim filed 31/05/2006

court date 8th September 2pm

offered full refund 1st Sep

:D money credited to account :D

2nd September

 

:) Help this site to keep going please donate by clicking the button:)

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sorry should have posted that on my own thread

Barclays claiming £5269.63

LBA sent 17/05/2006

money claim filed 31/05/2006

court date 8th September 2pm

offered full refund 1st Sep

:D money credited to account :D

2nd September

 

:) Help this site to keep going please donate by clicking the button:)

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Oh good, that's a relief, just can't seem to get round to sorting them out!!

 

Don't know how I will recognise you now though, without the papers!!:D

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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I would take things with you anyway - just in case.

 

Yeah, you are probably right, think I will just take the basics, ie spreadsheet and stuff

Lloyds TSB credit card-Judgement by default filed 8/06/07

 

Virgin credit card-£120 claimed Settled in full

Business barclaycard-£200 claimed Settled in full

Business a/c-£961.31 claimed Settled in full

NatWest personal a/c-£3010.28 claimed Settled in full

Abbey business a/c-£2390.96 Settled in full

Halifax personal a/c-£497 claimed Settled in full

HSBC credit card-£175.65 claimed Settled in full

Co-op credit card-£150 claimed Settled in full

NatWest business a/c-£250.00 claimed Settled in full

Halifax personal a/c2-£336 claimed Settled in full

Lloyds Business a/c-£1027 claimed Settled in full:lol:

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I Am On The Second Stage Of Claiming My Money Back From Barclays Bank.

 

I Have Sent Them Today A Letter And A Spreed Sheet On The Charges Am Claiming Back, So Will Now Have To Wait The 14 Days.

 

So Far So Good Things Running Along Nicely.

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