This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

Hi All, So I have now worked out that my charges are actually £550, substantially less than I have claimed. How should I proceed? I am a bit nervous to phone the court or Lloyds as I am not sure what happens in this situation. I still have the judgement showing on mcol and the warrant link is available so it seems there has been no change, but I am a little worried to call the court when I really am not sure what to say. Any help much appreciated.

Okey dokes, first thing tomorrow I will work out the real amount and perhaps call the court. Thanks a lot.

The estimated claim was for £1000, but now I have actually got the statements so I can properly work it out, but haven't had time yet. I did wonder if maybe £1000 was way less than we were owed and this is why they had just let it go, but I suspect now that is not the case!

Well I had been sending them letters to try and get the statements since last August and they just kept fobbing all my calls and letters off. I asked on this site and was old to make an estimated claim, so that is what I did. I didn't really have any choice, as the obviously were never going to provide them, no matter how many letters or cheques I sent. What do you think I should have done? Will this effect my claim negatively do you think?

Hi, I have come across something new this time and am not sure what will happen next? Basically, I have been through all the steps with LLoyds. I never received any letters of statemnts from them and had to make an estimatd claim on MCOL. Again received nothing from Lloyds and entered judgement by default on 8th June and have received confirmation from the court. I have been trawling through the site and most people say it is unlikely I have won and that the court usually give the banks more time to file a defence. Then today the statements have finally turned up. I have a link on MCOL that says warrant. So my basic question is what do I do next and what should I expect to happen? Would be very grateful for any advice.

Well they have settled in full-AGAIN!!! They rolled over really easily this time. Now I have got to stop getting charges so I don't have to do it again!!

Thanks, I felt quite confident down to past wins, but as this one is second time round and they have filed their acknowledgement so quickly, I'm a bit unsure. I'll have to wait and see!!!! Good luck with yours, it is absolutely addictive!!!

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