Cabot Financial and Hitachi Nova loan

[kev 123]

Thank you ims, is it best to ring Cabot or correspond by mail

[ims21]

Keep it all in writing so that you have a paper trail unless you have a facility to record your calls.

 

Even if you have the facility to record calls I would always recommend the old fashioned way

[ims21]

Did you do your complaint to Hitachi Kev?

[kev 123]

No not yet, just got home as i work away, will right it today.

 

any ideas on who to address it to?

[ims21]

You don't need to address it to a specific person, simply to the company at perhaps their head office address.

 

Make sure you head the letter "Formal Complaint"

[kev 123]

Will keep you informed, Cheers

[dx100uk]

ok so you need to update this thread

with your current problem

 

 

dx

[kev 123]

Thanks dx,

 

 

I have been on my credit file this week after paying the sum of £100 a month to Cabot for 12 months and still it shows as a default

doesn't show an arrangement to pay.

 

 

Can anything be done about this as it is killing my credit score?

 

 

I have already spoken to Equifax and they had a response from Cabot that they are fulfilling all of their legal responsibilities and for me to contact them, so I did and

 

 

to cut a long story short the default will stay on either till the account is settled or the period of 6 years.

 

 

They will take part settlement however this will also show on the credit file.

[dx100uk]

you don't want the AP markers

they never go away.

 

 

theres nowt you can do about the cabot default.

paying it or otherwise or by F&F

still will not get the default removed nor improve your score.

[renegadeimp]

Do not agree to part settlement on your file. Its all or nothing. Cabot are trying to think theyre in charge.