Lisa v HSBC ***SETTLED IN FULL***

[Michael Browne]

Doesn't affect your claim at all. And keeping everything in writing is best.

[Michael Browne]

Not until the charge is incurred,

[Michael Browne]

MCOL is 5 days after filing, I assume local courts are similar. you can always phone and ask.

[Michael Browne]

Reply to whoever sent the offer.

 

Dear [named sender or Sirs]

 

 

Thank you for your letter dated xx/xx/xx. Prior to receipt of your letter I have filed a claim in the County Court and have therefore incurred further costs.

 

I respectfully decline your offer of settlement and request, once again, that you return to me all charges imposed on this account, interest and court fees now totalling £xxxx

 

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder.

 

I will be willing to withdraw my claim upon receipt of unconditional full settlement of my claim.

 

I trust this clarifies my position.

 

Yours faithfully

[Michael Browne]

1. You can't add this to the schedule, but there's nothing to stop requesting repayment in your letter.

 

2. They have acknowledged, trust me.

 

3.Nothing this is for requesting judgement by default if they fail to ack. or defend.

[Michael Browne]

I was wondering, do I need to send a breakdown of charges to DG now

Yes.

[Michael Browne]

Sorry to be a pain!!!

As if!!

 

Dear Sir,

 

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a copy of my schedule of charges relating to the above claim.

 

Yours sincerely,

[Michael Browne]

will I recieve a "paper" acknowledgement too?

Yes, their details will be on the Notice of Acknowledgement.

[Michael Browne]

If timescales get tight you can always download N149 from here:

http://www.hmcourts-service.gov.uk/c.../n149_1105.pdf

[Michael Browne]

Excellent!!

 

Please complete the bank survey……….cheers for the donation.

 

See here for advice after settlement:

http://www.consumeractiongroup.co.uk/forum/general/7261-when-you-get-your.html

 

Congratulations. Enjoy the dosh!!!

[Michael Browne]

Date

Dear Whoever

Ref: Your Offer of Settlement

 

Account: xxxxxxxx

Sort Code xx-xx-xx

Claim No: XXXXX in XXXX County Court

 

I acknowledge receipt of your letter date xx/xx/xx and your settlement offer of £XXX

 

I accept your offer as full and final settlement only for this claim of bank charges made on my account between xx/xx/xx and xx/xx/xx(dates of first and last charge)

 

I accept this offer without prejudice and I reserve the right to make any further claims should you apply future charges that may be considered unlawful under common law or in violation of the Unfair Terms in Consumer Contracts Regulations 1999 or Unfair Contract Terms Act 1977.

 

I will be willing to withdraw my claim upon receipt of unconditional full settlement of my claim.

 

I am also not prepared to agree to any confidentially clauses you try to impose, unless of course your client wishes to make an offer of due consideration in addition to the amount of £xxxxx, in order to be afforded this privilege by myself.

 

I trust that you will find this arrangement acceptable.

 

Yours Sincerely