Notifying debt companies of change of address

[JeffW]

Ethical issues aside, am I legally required to notify the companies I owe money to when I move address?

 

No court orders have been made against me - I am referring to credit card debt that is being dealt with by a debt collection company.

 

Thanks,

 

Jeff

[silverfox1961]

Ethical issues aside, am I legally required to notify the companies I owe money to when I move address?

 

No court orders have been made against me - I am referring to credit card debt that is being dealt with by a debt collection company.

 

Thanks,

 

Jeff

 

Not that I am aware of. There could be issues though if you didn't. CCJ by the back door is the first thing that comes to mind

[sillygirl1]

They cannot 'fine' you for not telling them you have moved.

 

Once your address has changed on your bank details Experian et al 'alert' their subscribing friends to your new details - so expect a flood of mail - especially when you are near to statute barring with the debt.

[fkofilee]

Personally, dont bother... and as SG1 says, they will come knocking.

Itll give you a few months peace but then again keep one eye on the CCJ element.

[dx100uk]

make SURE your old addresses and the new one SHOW on your cra file.

 

that way, they have no real excuse for a backdoor CCJ.

 

however , there are no hard and fast rules that I am aware of

the stipulate they must take all due diligence in finding your correct address before any legal action is started or served.

 

there are cases that exist both ways whereby a CCJ etc served to a wrong address were and were not successfully set aside.

 

for that reason.

judge lottery me thinks whichever way you go.

 

PERS I would not write as has already been pointed out, its prob on your CRA file anyway

if you are on voters or take out mobile contracts/bank accounts/sky/virgin, it will most def be there.

 

dx

 

 

dx