Length Of Time Given To Do Charge Backs.

[kpops]

Whats the average length off time the banks give you, to do a charge back.

 

Im guessing will all be different but i would just like to know some average lengths

 

So if you are with any banks and you know the length please share.

 

Ive heard anything from a few months for debit cards upto like a year for credit cards.

 

thanks.

[fkofilee]

I believe it's 6 years by law. The companies can ask for a payment on a transaction for 6 years and I think it is the same back.

 

Think identity fraud here...

[ims21]

Chargeback time limit information .....

 

Time limit There is a time limit on chargeback claims - typically 120 days - which starts from the day you become aware of a problem. There is also an overall cut off point of 540 days for Visa chargeback. Therefore, your deadline for requesting a chargeback is 120 days from discovering you have a problem, or 540 days from the transaction date, whichever comes first.

 

 

http://www.which.co.uk/consumer-rights/problem/how-do-i-use-chargeback/?gclid=CKmGhJq42LoCFVMRtAod_xAAyg

[fkofilee]

That's very interesting and I wasn't aware of this.

[dx100uk]

the old moto fkofilee

 

if you don't know don't post!!

 

dx

[fkofilee]

the old moto fkofilee

 

if you don't know don't post!!

 

dx

 

Ha Thanks

 

I think my logic was that for upto 6 years after a transaction is done they can request payment (IE buy a train ticket on in November 2012 & they can request payment at any point over the 6 years)

[dx100uk]

yes but in many threads you do add unnecessary confusion.......

 

dx

[kpops]

Ha Thanks

 

I think my logic was that for upto 6 years after a transaction is done they can request payment (IE buy a train ticket on in November 2012 & they can request payment at any point over the 6 years)

 

Well you could be right too because i did get a charge back 6 years later thats the thing despite what i have read. It hasnt gone through though still fighting it.