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NRAM & Wallers


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Can somebody please advise.

The story so far in a nutshell. NRAM were granted repossession notice in Nov 2010 on arrears of 10k. We are paying it off and with the penalty payment that NRAM had to pay this year we now owe 4.5k. In August due to a finger fault the wrong number was pressed and they received £50 less than they should. Next that we knew Wallers were threatening repossession unless all arrears was paid. NRAM were contacted and they said that they could see it was an oversight/error but not to try paying the shortfall as it might play havoc with their system. They did say that the error meant that we had not kept to the court agreement so technically they could repossess. We went through the Income and Expenditure stuff with them and we thought everything was going alright. Got home from work this evening and there was a letter from Wallers saying that a Bailiffs appointment for repossession had been arranged for 4 weeks time. Where do we stand on this please?

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