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Hi

I have a £1500 overdraft but I have gone over this amount a few times which resulted in some direct debits returned unpaid.

 

This of course has meant I have been charged bank charges.

 

Today I received a letter from my bank stating they are going to cancel all my direct debits and have given me 2 months to arrange alternative payment methods for these.

 

Can someone advise me please as I am worried sick.

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Simple. Open a new bank account with another banking group and switch your DD's over. Deal with the overdraft later.

Edited by renegadeimp

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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go up om the co-op website

open a basic account

 

get you income paid in there

 

and set up DD's

 

hae a read of BCOBS and start a complaint too about the unfair charges

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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