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Hi There,

 

After a couple of years of hell with both my OH & I taking out numerous PDL's I've realised its time to take on these bully boys and sort out our finances.

 

Is there a set template to send them in terms of repayment plan, 1 month insurance etc. I'm currently going through our credit reports to get all the info together.

 

A prime example of what I'm up against is this:

 

247Moneybox - Defaulted 16/11/12 with a balance of £115. Just logged on to see about payments etc and amount outstanding is £524!!!!!!!!

 

I will be clearing all these asap.

 

TIA

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