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Just Had a Provident Loan Agent at my Door !!

 

It turns out to be an old Debt my wife had many years ago from Littlewoods...... Statute Barred..

 

He tried to get my wife to sign up for a loan to pay off debts that they cant collect through the courts... WTF.

 

I sent him away with a flee in his shell like, Idiots.... Its like asking a stranger in the street for £50.00....:mad2:

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

Virgin CC

Abbey

MBNA

 

 

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I want to report this to all bodies.. I'm assuming its Trade and Standards and FSA.. Any advice would be welcomed...

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

Virgin CC

Abbey

MBNA

 

 

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that'll be their 'fresah start' scheme

 

have moved tyour post to the provi forum

 

plenty of passed info here on that sceme.

 

and its 0% too!!

 

cheeky buggers

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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OFT - FOS and FCA are the people you should be reporting this to. If they know for sure these debts are statute barred it really is unfair.

 

I guess it must be worth their while as not everyone will be aware of the Limitation Act :(

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He said: " we offer a scheme to improve your credit rating" I said: how the hell does he know what my wife's CF was like.... and why would I pay someone for a debt that's not enforceable through the courts !! so its deception then ? ... he said "I don't know much about these things" I said: you should find out what your legally allowed to do before you do it !!

now can you leave my property or I will call the police... he said Ok !!!! clowns.

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

Virgin CC

Abbey

MBNA

 

 

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At least its a sign that provident are getting more desperate.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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OFT - FOS and FCA are the people you should be reporting this to. If they know for sure these debts are statute barred it really is unfair.

 

I guess it must be worth their while as not everyone will be aware of the Limitation Act :(

 

CB, surly the company that buys the debt should have a responsibility to check this before they purchase !!

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

Virgin CC

Abbey

MBNA

 

 

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They have a moral one, not a legal one. They pay pence in the pound for each debt, and only look at the end number,

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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There is a section in the OFT Guidance on Debt Collection that refers to the sale of SB debt without informing the purchaser of the status of the debt.

 

Debts are not sold individually but in bulk with very little detail at all.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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CB, surly the company that buys the debt should have a responsibility to check this before they purchase !!

 

Not physically or commercially possible!!

 

 

 

 

 

 

 

12

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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