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hwild
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I have been up to my eyes in debt for yonks and rang the CCCS yesterday - they were brilliant. If anyone is in debt and needs some help i would strongly recommend ringing them. The number is 0800 138 1111.

 

And guess what the main reason i am in debt is...?

Halifax -

LBA sent 12/05/06 for £1,232

 

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.......And guess what the main reason i am in debt is...?

 

If it's anything like me, it will be because you spent more than your income!

 

Sorry, just being facetious.....

 

CCCS are indeed a great source of help - I used them too.

 

Halifax here we come, eh?!

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Bloody right. Thats only scratching the surface - i'v got Capital 1 and HSBC in my sights as well.

 

To be honest i am in debt form being a student, spending too much and of course bank charges.

 

Are u stil using the CCCS? What reaction did u get from your creditors? I am inches away from being taken to court so i hope i'v done it in time!

 

Have u heard much from Halifax? Good luck mate.

Halifax -

LBA sent 12/05/06 for £1,232

 

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Actually, don't answer that - i have just noticed you update thread in the Halifax forum so i'l have a read!

Halifax -

LBA sent 12/05/06 for £1,232

 

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<a href="http://www.consumeractiongroup.co.uk"><b><font color="#FF0000" face="Verdana, Arial, Helvetica, sans-serif">The Consumer Action Group</font></b></a> - <font color="#FF9900" face="Verdana, Arial, Helvetica, sans-serif">Reclaim your rights as a consumer and reclaim your unfair bank charges! Free site with letter templates and helpful forum.</font>

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A word of advice though - if you are on one of their debt management plans and intend to retreive your charges, you must let them know or your contract with the CCCS becomes null and void.

 

It's the same with the others, Payplan etc...

 

They all do a fantastic job, and can vouch for the CCCS personally as a member of my family have used them in the past - they really are understanding and caring, and well worth considering for anyone who's debt has got on top of them.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Not sure about hwild - it's not mentioned, but I got advice only, no debt management plan as I decided to take them on myself....

 

Although I do suspect that WHEN I get my money back from the Halifax, they will offset the first part against my overdraft (the one they were responsible for!!)

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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I'm not sure if i will go on a DMP yet? I might just get some advice and write to my creditors myself. I'v got a dbet counsellor ringing me next week to go through my options.

Halifax -

LBA sent 12/05/06 for £1,232

 

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Do you have a website? Add the following code to add a link to The Consumer Action Group:

 

<a href="http://www.consumeractiongroup.co.uk"><b><font color="#FF0000" face="Verdana, Arial, Helvetica, sans-serif">The Consumer Action Group</font></b></a> - <font color="#FF9900" face="Verdana, Arial, Helvetica, sans-serif">Reclaim your rights as a consumer and reclaim your unfair bank charges! Free site with letter templates and helpful forum.</font>

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  • 12 years later...

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Halifax -

LBA sent 12/05/06 for £1,232

 

Make a donation

Do you have a website? Add the following code to add a link to The Consumer Action Group:

 

<a href="http://www.consumeractiongroup.co.uk"><b><font color="#FF0000" face="Verdana, Arial, Helvetica, sans-serif">The Consumer Action Group</font></b></a> - <font color="#FF9900" face="Verdana, Arial, Helvetica, sans-serif">Reclaim your rights as a consumer and reclaim your unfair bank charges! Free site with letter templates and helpful forum.</font>

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