Mis sold PPI - 2002??

[marky74]

Hi All

 

I am so confused with all of this and going round in circles looking through the forum. So please help if you can..

 

I was called by Lloyds Tsb back in 2002/3 to ask if i wanted a £5000 loan. I needed a new car so said i would love it...

 

When i went to the bank they said they would add £1500 interest and £1500 PPi onto the loan.

 

I said i did not want the PPI and the girl said i prob would not be able to take the loan if i didnt as they might change the decision.

 

I know the account number even though it is closed...

 

I do not know the exact dates of the loan...

 

Is it too late too get the PPI back due to being mis sold.

 

I know the name of the person that sold me it...

 

If i can claim could someone please send me a link of stages of action or let me know.

 

.. Many Thanks

[ims21]

When was the loan paid off?

 

You could try a SAR to get all of the data they hold on you but if you paid off the loan more than six years ago then they may no longer have the data.

 

Normally you would complete a fos questionnaire, spreadsheet of claim and send both to the lender but getting hold of data is the first step.

 

If not you would have to put in a speculative claim using the fos questionnaire alone and see what they come back with.

 

If it were me I would SAR them.

[marky74]

Thank you...I am really not sure...maybe i will SAR them in case i have anything on their system. then will get back to the forum