Debt Collector Court Claim Stayed

[majobor]

Hi guys,

 

Not sure if this is the right forum but I'll ask anyway. Thanks in advance for reading this.

 

Sigma SPV and their pals HL Solicitors put a money claim through Northampton court (where else?!) on May 2012. Due to the fact the money they are collecting refers to

 

a) A debt over 6 years old (although they took the debt in 2011)

b) It is less than £500.

c) The credit card company (HSBC) was in breach of credit agreement (I got ripped of by internet merchant)

 

once I put my defence in, they decided to stop perusing the claim, However they have listed a default on my credit history using a bogus amount and default date as soon as they received the defence paperwork from the court.

What can I do?

Are they able to post the default even though there is an ongoing claim that they decided to stay or drop?

Any ideas

Thanks for your help

[majobor]

Update: Have spent sometime reading all the Sigma posts. I gather what I am described above is their normal way of working. My claim was also for a partial amount. So I guess the question is, has anybody applied for the claim to be strike out, successfully this is? And has this helped with the credit report?

 

Thanks again

[postggj]

if the debt is over six years, what is recorded on your credit file

 

what is the date of the default and the date of the last payment you made, or acknowledged the debt in writing

[majobor]

hi squaddle,

The date they are listing as default is in 08/2008 however last payment was beginning of 2006.